LMU requires all undergraduate and graduate students enrolled in 7 units or more, J1/F1 international students enrolled in 1 unit or more, and LMU Loyola Law School students enrolled in 1 unit or more, to have health insurance that covers surgery, hospitalization, specialty medical care, or other services outside the scope of Student Health Services. For graduate students, units must be "billable" units. Non-degree coursework does not count toward the 7 units causing a grad student to be automatically enrolled in the student health insurance plan.
LMU has partnered with Gallagher Student Health & Special Risk to manage the student health insurance waiver and enrollment process. Please visit gallagherstudent.com/lmu to learn more about the student health insurance plan, or to complete your enrollment/waiver transaction. LMU students are also eligible to enroll into voluntary vision and dental insurance through the Gallagher website.
Eligibility for the student health insurance plan:
- Domestic students at the Westchester Campus with 7 units or more will be automatically enrolled into the student health insurance plan. If you wish to waive the LMU sponsored student health insurance plan, you must submit proof of comparable coverage.
- J1/F1 International students at the Westchester Campus with 1 unit or more will be automatically enrolled into the student health insurance plan. If you wish to waive the LMU sponsored student health insurance plan, you must submit proof of comparable coverage.
- Domestic students at the Westchester Campus with 6 units or less may enroll into the student health insurance plan on a voluntary basis.
- LMU Loyola Law School students with 1 unit or more will be automatically enrolled into the student health insurance plan. If you wish to waive the LMU sponsored student health insurance plan, you must submit proof of comparable coverage.
Cost of Coverage
| Semester | Westchester Campus | LMU Loyola Law School Campus |
|---|---|---|
| Fall (8/1/24 - 12/31/24) |
$1,139* | $1,134* |
| Spring (1/1/25 - 7/31/25) |
$1,576* | $1,571* |
* All insurance coverage is subject to applicable state form and rate filing approval and once approved to the terms of the Master Policy. We have not yet received approval from the state insurance department for the 2024-2025 benefits and rates described in this document. As part of the approval process, the State may require us to make changes to the benefits and/or rates. We will notify you if that happens.
Waiver Deadlines, Fall 2024
- Westchester Campus: Sep 27, 2024
- LMU Loyola Law School Campus: August 30, 2024
Student & Athletic Accident Plan
LMU has a mandatory student accident insurance policy in place to provide coverage for enrolled students when an accidental injury occurs. The coverage is secondary or excess to any primary health insurance plan the student may have and is designed to cover out of pocket costs for medically necessary treatment to heal a covered injury after your health insurance pays its portion. When an injury occurs, the claim form must be completed by the student and submitted to the insurance program administrator. Please see brochure and claim form for additional information.